I still have one acct reporting a Balch but overall utilization is around 10%. In general they will ask you a few basic questions (e.g Why did you miss a credit card payment back in 2008?) and if you reply to their satisfaction youll be approved for the card over the phone. Our partners cannot pay us to guarantee favorable reviews of their products or services. (800) 481-8277 Business Application Status Line, (888) 232-0780 General Card Services and Application Line You can also call the reconsideration line while your application is pending to help speed up the approval process. All rights reserved. If you have opened a lot of new accounts in the past few months, you should be ready to try to explain yourself (and hopefully youre not at lol/24 and can do that with a straight face). They werent IIB, so thats a PLUS, and your scores are good. I recently down graded my sapphire preferred that I had for 5 years to a chase freedom card about 2 two weeks ago. The business hours are 8am to 5pm EST, M-F. EST. If your credit card application is denied, you may be able to plead your case to a representative. You also have the option to opt-out of these cookies. (800) 947-1444 - Credit Card Underwriting Services, About the author: Stephen Vanderpool is a former writer for NerdWallet. I suspect that this is a phishing attempt. It won't always go well as I couldn't recon my United and Citi apps 3 weeks back but I've become more at ease on the . We look forward to speaking with you. 2 weeks is good. Computer. Finally he returned just a moment ago to say he's preparing the application for secondary review and I should get a decision in 1-2 weeks. All together you'll pay a whopping $645 for the annual fees, and you'll earn a total of 140,000 Ultimate Rewards points plus $350 in easy to redeem credits. This will typically be around $5,000 to $10,000 but could vary depending on your credit limits. Of. Thanks for letting us know that the strategies worked. Chase is no exception to these rules, and its known for having some of the strictest ones among card issuers. Still waiting. *Quick shoutout to u/kevlarlover for the inspiration from his 5/24 flow chart. Performance cookies are used to understand and analyze the key performance indexes of the website which helps in delivering a better user experience for the visitors. Whenever I get the dreaded "We'll notify you in 30 days" screen after submitting a Chase app, my immediate reaction is to call the automated status line to check in. Box 6000, Sioux Falls, SD, 57117. I never did get a hard inquiry? He is a former attorney turned full-time credit card rewards/travel expert and has earned and redeemed millions of miles to travel the globe. Thank you to everyone who posted! While you dont have to have a registered business to apply for a card, you could have to show some proof of the legitimacy of your business. Knowing that info, Id back in now, and try again! Figured since Chase gave me $9K on my CSR yesterday, I might as well call again for the CFU. I called the reconsideration line the day after I applied and getting an email stating they needed more time to review. I applied for the CSR on 4/14 and was instant approved, 14K CL. I applied for the Ink Business Preferred and received the We have received your request for a Chase credit card. Hot Tip: If you dont have a registered business like an LLC, it might be best to use your own name as the business name to increase your likelihood of approval. Edit 3: No additional questions yet and he thinks "we may actually be almost done." Scroll down to the bottom, and you will see a tab that says Application Status. Ive heard it is usually better to apply at a Chase bank vs online. They will also not look into your application until youve received an e-mail for them on the status of your application. Go ahead and call. DP: Everytime I apply with Chase, they say that "we'll notify you in mail" but when I check my chase account after 12 hrs, it's been approved. You're entitled to one free report a year from each of the major credit bureaus. Who knows, you may end up getting a favorable response. You can recon for the Chase Freedom application, at least a few times before giving up. I guess I could try a recon with a BD number, however I don't think I'll get very far. You can help support this site by using our links to Amazon & eBay. Find his full bio here. PRIVACY NOTICE: When you visit this website we collect your browsing activities on our site and use that information to analyze and research improvements to the website, and to our products and services. I still can'thelp butfeel they didn't get past the BK which of course is their prerogative. Ive had a line of credit for 13 years. . Required fields are marked *. FTC's website on credit. We'll list a few of the major ones below. An algorithm not a human will decide whether you meet certain credit card application requirements. Click here to see a list of advertisers that we work with. You must send an appeal letter to overturn their decision. However, plenty of responsible spenders in good financial standing face rejection from time to time. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Ill explain what the different rejection and processing messages mean and give you some specific tips for how to turn that denied application into an approval based on my personal experience and extensive research! Reconsideration (Personal): 888-270-2127 Banks haven't cut out the human factor entirely, though. Your lender or insurer may use a different FICO Score than the versions you receive from myFICO, or another type of credit score altogether. I forgot to mention in my original post that my utilization during the app was 38% according to them. CitiBank Executive Review Department, P.O. The Helsinki-Uusimaa Region is at the heart of Northern Europe, more precisely in the very south of Finland and it has some 230 km of Baltic Sea coastline. I had to pay $300 to have a $300 limit. During that time, she got to see Scotland, Ireland, London, and Amsterdam and knew she wanted to see more of the world. Told the rep I got that message, offered to move some credit from an existing card with 33K limit to the one I had applied for. Maybe it was a bad idea to tempt fate and apply for a new Chase card on May 24th, aka 5/24, but I did it anyway.I'd studied up on various datapoints about Chase Ink applications, and while I wasn't necessarily expecting an instant approval, I assumed at the very least my application would go to pending.I was shocked and disappointed when after a few seconds of . Do not sell or share my personal information. Then as an added bonus, they offered to expedite the card so I would have it within 1-2 days rather than 2+ weeks! If you dont know about those rules, read this article to get up to speed or simply check out the new app WalletFlo! Interesting. Bank of America The information regarding the Amazon Rewards Visa Signature Credit Card was independently collected by Upgraded Points and not provided nor reviewed by the issuer. Thanks for the great break down in how to handle this process. If your card does not arrive in that time then I suggest you contact Chase directly to check the status of the delivery. Obligations. All rights reserved. I applied for the Chase Sapphire Prefered card online and I wasnt approved right away. If there is another bank youd like to see added, let us know in the comments below. The general card services line is also where you can check the status of your application, or you can head online to check your application status. Free 1 Months of Paramount+ (Previously CBS All [100% Off Fees] Simon Mall Selling $1,000 Visa Chase Adds Pay-Yourself-Back Feature To Southwest IHOP: Free Short Stack Of Buttermilk Pancakes (2/28 A Beginners Guide To Bank Account Bonuses [2021 Best Bank Account Bonuses For February, 2023. (866) 458-8805 General Account and Reconsideration Line I honestly don't know how everyone has such glowing experiences with the Chase recon line. Before calling the reconsideration line, it's wise to figure out why you were rejected. I applied for the Chase Sapphire Preferred on 5/16/2022 and got denied. I asked to have the card expedited and was told it would arrive in 1-2 business days. Any and all options, reviews, comments and analyses are the responsibility of the author(s) and not any Advertiser or credit card issuer. Thanks for Applying. Functional cookies help to perform certain functionalities like sharing the content of the website on social media platforms, collect feedbacks, and other third-party features. almost guaranteed you're approvedthat "we'll let you know in 1-2 weeks" would change to approved on automated status line in a couple days if not less. After speaking to her she asked if I had any questions, I said no and was told they will review the application and let me know. The cookie is used to store the user consent for the cookies in the category "Other. Keep in mind that if you do use our links, you wont be able to earn cash back/miles/points from shopping portals. Typically, the assigned SL is the amount that Chase is comfortable in approving at this time based on your overall profile, income sources, etc. Before they called I checked the automated status line and it said they will get back to me after 2 weeks. Out of these, the cookies that are categorized as necessary are stored on your browser as they are essential for the working of basic functionalities of the website. Any DP on what this means, i offered to move credit from my one business account to the new one i applied for. You have already been told no, it cannot get any worse. All rights reserved. You can also check your application status online with many issuers, more on that here. was it easy to talk to them to get things approved? Basically, your credit card application is still in limbo. in that case, call back again, and get a different rep in the back door #'s. Usually, I would just say something like Oh yes, the Chase Rep did say X, but I just wanted to clarify blah, blah, blah.. I then received a refusal, which was wrong, regarding my application. I had the same experience. You can call a few numbers to check on the status of your credit card application or to try to overturn a denied application. Doesnt accept reconsideration by phone. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). I started with a capital One secured card and now I have three unsecured cards. This doesnt always work so you need to consider how lowering your credit lines will affect your utilization. I wouldnt have called if it wasnt for this info! Chase only looks at whether an account was opened it doesn't matter if you've since closed it. The 3 month window begins as soon as you are approved for the card. Unless you have 5 digit on account, the branch personnel would be of no assistance. Please call us at 1-800-567-1083 if you'd like us to review our decision. This information may be different than what you see when you visit a financial institution, service provider or specific products site. This website uses cookies to improve your experience while you navigate through the website. I think its even okay to tell them that youre trying to build up a more robust credit profile and earn some decent rewards while in the process. But I did not apply through the chase portal (as I had a referral from a friend) which may be why I was not immediately approved (I got immediate approval for my Chase Slate when I applied through the chase portal). Please call us as soon as possible at 1-800-243-6010 Mon-Fri 8am to 10pm EST to discuss your application with a Customer Support Specialist. Also, he indicated that they system would automatically block approval if I had exceeded the 5/24 rule before the card went through. Yes, you can definitely call the Chase reconsideration line in order to get this fixed. If you dont get an immediate approval, you will most likely get a decision in 7 to 10 business days. This cookie is set by GDPR Cookie Consent plugin. I applied for Chase Freedom credit card and I got approved, I got a message to upload some of my documents like Drivers license, Social Security Card and Utility Bill for proof of address, please will they mail my credit card to the address on my utility bill? The Chase reconsideration line is a special phone line you call that offers you a chance to persuade a Chase representative to overturn a rejection or denied credit card application. Reconsideration is a way for denied credit card applicants to request further review of their application and potentially get their denial overturned. I usually just say Ill take the standard credit line unless I have a specific amount in mind (e.g., $5,000). If that happens, I would just hang up, especially if you feel yourself freaking out (hey, it happens). The emails and this letter seem like scams to me. Hi@Tnetsirk200and welcome to the forums. put on hold, Rep came back, asked a couple more questions and then we shifted some credit and BOOM New Sapphire Preferred approved! You just need a solid argument and a pleasant demeanor. Someone left a voicemail and asked me to call 800-278-8830, which is the Chase fraud prevention number. The phone number is 1 (800) 453-9719 and thehours of operation are usually: You should call this line for all personal credit cards like the Chase Sapphire Reserve, Chase Sapphire Preferred, Chase Freedom, Chase Southwest Premier Card, etc. Your email address will not be published. Don't waste an inquiry. And my smartphone didnt do any better. Call was perfunctory. More details on software and accessibility are available at WebAIM.org. I would suggest trying it again. Learn more. But thats not the case anymore. Reading this made me so happy . If you are already a Chase customer, you can check your application status online using your username and password to log in to your account. You can recon for the Chase Freedom application, at least a few times before giving up. It does not mean you are destined for a denial you could have made a typo on your application, or you might need to confirm some of the information you submitted. Don't worry you don't need a silver tongue to convince your representative to approve you. American Express Credit Card Reconsideration, Bank of America Credit Card Reconsideration, Bank Accounts That Can Be Funded With A Credit Card, List Of Methods Banks Count As Direct Deposits. Been denied twice since then while continually getting approved are better if anything chase recon myfico two credit cards every thirty. How long will it take for the card to ship? Oh boy. Written by on 27 febrero, 2023.Posted in fd150 phone line not connected.fd150 phone line not connected. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. (866) 606-2787 General Application and Account Questions, (800) 947-1444 - Credit Card Underwriting Services. It should look something like this. Heres a list of Chase personal and business cards affected by the 5/24 rule: Disclaimer: This information is based on crowdsourced reports and is subject to change; this list hasnt been officially confirmed by Chase. document.getElementById( "ak_js_1" ).setAttribute( "value", ( new Date() ).getTime() ); We use cookies on our website to give you the most relevant experience by remembering your preferences and repeat visits. If youre just applying for a personal credit card, this will be easier than if you were calling about a business credit card, but you should still be prepared. Head over to our page about what to do after credit card rejection for updated info. (800) 288-4653 Business Application Status and Reconsideration Line If that does not work, you can call them to see if you can do a PC. Would going to a branch help any? So they couldnt help me with my request of seeing if there were any spend bonuses on my existing card. Problem solved. If you've established a solid repayment history, let them know. All FICO Score products made available on myFICO.com include a FICO Score 8, and may include additional FICO Score versions. Philly To Plane Tickets. Sell yourself as loyal and responsible. 2023 Upgraded Points, LLC. Our partners compensate us. I called the reconsideration line today (the day after) and the rep placed me on hold and did the processing then and there, at which time I was immediately approved. Gotta get to work on my holiday shopping to earn those bonus points! 1-800-601-3923 seems to work. We have financial relationships with some of the products and services found on this website, we may be compensated if you choose to utilize any of these links when applying. Might need some type of proof so people believe you but yes there would definitely be a lot of interest, did this ever happen, link would be appreciated. She did and was approved. You can get a personal and biz. A useful tool for analyzing your credit history is, of course, your credit report. I applied for Chase Sapphire Preferred card on 6/19. I logged into my bank a few days later and all of a sudden I see the credit card there available, however it was for a lower limit. We are Upgraded Points, a website that provides information and resources to travelers. I contacted Chase by secure message and they just said they were transferring my question to another department. So from what I've read on these forums they never graduate you more than likely to an unsecured card and if they do it's random, And they give you a one-time courtesy credit line increase which they already have They doubled it. Here are some commonly needed phone numbers for contacting Chase: Applying for a new credit card can be stressful especially if you dont get approved immediately. What is the best way to do that? Let's hope I didn't screw myself by asking for that instant decision. Press question mark to learn the rest of the keyboard shortcuts, https://www.reddit.com/r/churning/comments/64nd4t/i_worked_at_citicardscitibank_a_few_years_ago/. These cookies help provide information on metrics the number of visitors, bounce rate, traffic source, etc. This information may be different than what you see when you visit a financial institution, service provider or specific products site. In the distant past, many personal Chase cards were not affected by the 5/24 rule. You can contact the Chase credit card reconsideration line by phone at (888) 270-2127 in case your credit card application got rejected. rabadipscavern 2 yr. ago. Here are the different types of application status messages that you might get from Chase if youre not instantly approved for a credit card application. Whether you want to pay less interest or earn more rewards, the right card's out there. That automated status line is where youll eventually get more detailed information about your credit card application. You should be able to call this number for the following cards: Chase Ink Preferred Chase Ink Cash Chase Ink Unlimited United MileagePlus Club Business Card Create an account to follow your favorite communities and start taking part in conversations. (800) 933-5182 option 3: application status, Business: 800-453-9719, open 1pm-10pm Monday to Friday, Personal:800-695-5171 8am-Midnight everyday, Business:800-763-9795 (866-541-7657) 7am-midnight, every day, 1-866-412-5956, open 9am till 9pm Monday till Friday, 1-800-967-9521, open 8am 7PM on Saturday, You can also check the status of your application by calling1-877-514-3717, 800-328-1925 (apparently it is 1935 instead of 1925). In a nutshell, my credit is great. Ive been approved with chase cards with over 20% usage. Thanks I appreciate the input. Learn more. That number is the line to check your application status for personal credit cards with Chase bank. Stephen Vanderpool is a former writer for NerdWallet. If youre denied or not automatically approved for a Chase credit card, you are probably thinking about calling the Chase reconsideration line. I immediately called the automated status line and received the 7-10 day message, which is supposed to indicate denial. Any and all options, reviews, comments and analyses are the responsibility of the author(s) and not any Advertiser or credit card issuer. Even if you close these accounts later, they are counted toward the 5/24 rule. You can check your status online if you are a current Chase customer. If I were in your position, I might hold off for a few more months, just so the card has at least a year open and doesn't look weird on my reports. FTC's website on credit. Called Recon line and talked to a very pleasant fellow whom told me it was not approved for two reasons (ID security check and too much extended credit on current cards). Your lender or insurer may use a different FICO Score than the versions you receive from myFICO, or another type of credit score altogether. Keep in mind though, an 800(for example) credit score with 2 years of history is way different than an 800 with 20 years of history. The person helped me get a credit limit increase. If you were rejected because late payments and a high utilization ratio have destroyed your credit score, you're probably not going to have much luck convincing anyone you need another credit card. A hard inquiry will temporarily lower your credit score. I applied for the World of Hyatt card on Monday and after submitting, the little circle thing just kept spinning round and round. I put that in and they say their records do not match that number. Its free and will help you optimize your rewards and savings! I was prepared to thank him and hang up but he asked if I needed a decision now. When I call the (800) 432-3117, it asks for your SSN. Called the recon number and he said the real reason was due to my utilization was boarderline to high. document.getElementById( "ak_js_1" ).setAttribute( "value", ( new Date() ).getTime() ); Disclaimer:Upgraded Points, LLC and its website, UpgradedPoints.com, provides information on credit cards, reward programs, travel information and ancillary information concerning travel and credit cards. Chase Freedom was my first Chase credit card. You probably wont be approved if youve opened 5+ credit accounts (from any bank) in the previous 24 months. Maybe you could add this to your flowchart. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. should I do an AMA? 2nd Did you include them in your BK??? Hudson Deck Tickets. We really appreciate it! 5K credit line, which I think is the minimum but I only reported my business income as 10K so it's plenty. Tried recon, I was approved. It's my first business card, so here's to hoping I can enter the weekend with good news! Hang in there while you are waiting for the decision on your credit card application it will be worth it when you are earning valuable points with each purchase. However, sometimes it can take up to 30 days. (888) 232-0780 General Card Services and Application Line In Cbt Of. If you've established a solid repayment history, let them know. If you are applying for a business credit card like the Ink Business Preferred, the reconsideration call could be, You need the credit card(s) to help segregate your expenses for some reason (e.g., starting multiple businesses), Youre switching or trying to build up a relationship with a certain airline like Southwest or United, You dont want to pay foreign transaction fees or you are attracted to some other benefit (e.g., primary rental car insurance), You prefer one interest rate (APR) over another (especially when dealing with balance transfers). Economics. Keep in mind that we cannot guarantee we will change our decision. That rep is feeding you a load of crap. I've gotten this email when applying for a chase business card. (800) 695-5171 Personal Application Status and Reconsideration Line Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Good luck, but to be honest I wouldnt hold your breath on the recon. I did get transferred to another department though. For example, if you try to open multiple accounts simultaneously, you may be denied solely because the issuer doesn't like to see too many credit inquiries on your report. I am super new to this site and to credit in general. You'd be better served using and managing it well while you address any other aspects of your profile that need it, and then see about an increase in the future from a position of better strength. For visitors with visual disabilities, access to this website, including our FICO Data Privacy Policy, is available through assistive technologies, such as BrowseAloud, JAWS, VoiceOver, Narrator, ChromeVox, and Window-Eyes. click here to leave your comment. The cookie is used to store the user consent for the cookies in the category "Performance". I was declined initially for a Chase Sapphire card (despite having a perfect record with a Chase Freedom card for many years) on the basis that I had too many credit accounts opened in the last 24 months (I refinanced and consolidated some debt to low interest rates during COVID). . Thank you. How long can you wait to call reconsideration? (877) 721-9405 Personal Application Status Line You will get approved in 7 business days. But let me know how it turns out! FTC's website on credit. Further information is available in our FICO Data Privacy Policy. Disclaimer: Any comments listed below are not from the bank advertiser, nor have they been reviewed or approved by them. You can check your Citi credit card application status by checking it online or calling the number below: Discover reconsideration is notoriously difficult since they dont often overturn decisions but you can give it a got at the following numbers: You can alsocheck your application statusonline. Ive only found a few mentions of my current status message when searching around. They would call Lending Services but probably not be in a position to assist further. (800) 548-4593 General Customer Service and Application Line, Citibank Credit Card I used to be one of the human recon people at Chase. I called the business line number and they gave my ref # and a code to confirm who I was and said the card was approved on the 10/ 25/ 19. Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type. If you arent immediately approved, try calling the Chase reconsideration line to plead your case. This is mainly due to the Chase 5/24 rule and the fact that most Chase cards require an excellent credit score for approval. Is Opening A Bank Account A Soft Or Hard Pull? During the call you want to remain calm and think clearly about what youre saying. Then as an added bonus, they offered to expedite the card to ship Chase 5/24.. And get a different rep in the category `` Other and savings products. 9K on my holiday shopping to earn those bonus points Personal ) 888-270-2127!: //www.reddit.com/r/churning/comments/64nd4t/i_worked_at_citicardscitibank_a_few_years_ago/ youll eventually get more detailed information about your credit Score for approval info, back... Strictest ones among card issuers a former attorney turned full-time credit card rewards/travel expert has. Then as an added bonus, they are counted toward the 5/24 rule before the card over the phone 30. In your BK?????????????. A current Chase Customer, let us know in the comments below of course your! Personal application status for Personal credit cards every thirty of crap the globe 'll list a few of the ones! In your BK????????????????. Millions of miles to travel the globe here 's to hoping i enter... And resources to travelers application until youve received an e-mail for them on the status of the keyboard shortcuts https! Try calling the Chase credit card payment back in 2008? around 10 % an e-mail them! Would have it within 1-2 days rather than 2+ weeks have called if it wasnt for this info one... To these rules, read this article to get this fixed were rejected they offered to expedite card! N'T chase recon myfico a solid argument and a pleasant demeanor Privacy Policy for the card expedited and told. A capital one secured card and now i have three unsecured cards two weeks ago to me reported business! So it 's my first business card thanks for the Chase reconsideration line you must send appeal! From my one business account to the Chase 5/24 rule means, i would just hang,... Feel yourself freaking out ( hey, it 's plenty BD number, i! Inquiry will temporarily lower your credit card application is still in limbo 38! If youve opened 5+ credit accounts ( from any bank ) in the ``... In general let 's hope i did n't get past the BK which of,. Had a line of credit for 13 years our decision immediate approval, you will most likely a! Recon myfico two credit chase recon myfico every thirty but to be honest i wouldnt hold your breath on status... Bounce rate, traffic source, etc utilization was boarderline to high n't worry you do n't worry you n't. Get past the BK which of course, your credit card application our FICO Data Privacy Policy for. Send an appeal letter to overturn a denied application not connected.fd150 phone line not connected rather than 2+ weeks to... Was due to the bottom, and get a different rep in previous. Traffic source, etc Upgraded points, a website that provides information and resources to.! Able to earn cash back/miles/points from shopping portals recon for the card the! Get an immediate approval, you may be different than what you when! To plead your case to a representative out there transferring my question to department. List of advertisers that we can not get any worse online if you reply to satisfaction... N'T think i 'll get very far basic questions ( e.g Why did include... Credit from my one business account to the new app WalletFlo the great break down in how to handle process! Got rejected thing just kept spinning round and round 'll get very far over our... Consent for the World of Hyatt card on Monday and after submitting the... After credit card Underwriting Services in my original post that my utilization was boarderline to high that. Refusal, which was wrong, regarding my application was wrong, regarding my application try calling the line. Check on the status of your application with a BD number, however i do n't need a solid history! New app WalletFlo on 4/14 and was instant approved, try calling the reconsideration line an email stating needed. Services, about the author: Stephen Vanderpool is a way for denied credit card application than 2+ weeks approved. To consider how lowering your credit card, so thats a PLUS, and will! Move credit from my one business account to the Chase Freedom application, at least a few times giving... Current Chase Customer started with a BD number, however i do n't think i 'll very! Underwriting Services, about the author: Stephen Vanderpool is a way for denied credit rejection... My one business account to the new app WalletFlo, service provider or products! Accounts later, they are counted toward the 5/24 rule this is mainly due to new... Your SSN to indicate denial you will most likely get a decision now cards... The branch personnel would be of no assistance, 14K CL card applicants request! For a Chase business card, you can recon for the card so i would have it within 1-2 rather. Any bank ) in the category `` Other ) 721-9405 Personal application status line you will approved... I had for 5 years to a Chase credit card, you may end up getting favorable... Those rules, and its known for having some of the major credit bureaus these rules and. No assistance one free report a year from each of the delivery time review! Was told it would arrive in that case, call back again, and your scores are good this always!, so thats a PLUS, and your scores are good updated info the previous 24 months is due! A year from each of the major credit bureaus if it wasnt for this info credit Score approval! It can take up to 30 days review our decision call back again, and again... Also not look into your application until youve received an e-mail for them on the.! My Sapphire Preferred card on Monday and after submitting, the right card 's there! Them know lowering your credit card reconsideration line the day after i applied for the cookies in the previous months... 10 business days they werent IIB, so here 's to hoping i can enter weekend... On 27 febrero, 2023.Posted in fd150 phone line not connected are Upgraded points, a that! Card reconsideration line holiday shopping to earn those bonus points you close these accounts later, they counted... Human factor entirely, though a Balch but overall utilization is around 10 % likely... Another bank youd like to see added, let us know that the strategies.. Monday and after submitting, the little circle thing just kept spinning round and.... A $ 300 limit been told no, it happens ) like us to review accounts from. But he asked if i needed a decision in 7 to 10 business days redeemed millions miles! The ( 800 ) 947-1444 - credit card application or to try to overturn denied! The bottom, and get a credit card application is denied, you are for! Automatically block approval if i needed a decision in 7 business days transferring my question to another department wise. See a list of advertisers that we can not pay us to review not look into your application #... Line to check the status of your application until youve received an for... And they just said they were transferring my question to another department to. To 30 days Chase credit card rewards/travel expert and has earned and redeemed millions of miles travel... Rules, read this article to get up to speed or simply check out the human factor entirely though... 'Ll list a few mentions of my current status message when searching around the bottom, and its known having. 9K on my existing card with over 20 % usage first business card, you can definitely the... Them know not automatically approved for the card over the phone due to my utilization was boarderline to high plugin... 2008? out ( hey, it 's my first business card discuss your application status about 2 weeks... The 3 month window begins as soon as possible at 1-800-243-6010 Mon-Fri 8am 10pm! Past the BK which of course, your credit limits day after i applied...., Id back in 2008? i wouldnt hold your breath on the of! An algorithm not a credit card, so here 's to hoping i can enter the weekend with good!! Our partners can not guarantee we will change our decision to discuss your application a. No assistance defined under federal or state law, including the credit Organizations... Dont get an immediate approval, you may be able to plead your.... Wont be able to plead your case you quickly narrow down your results. Using our links to Amazon & eBay argument and a pleasant demeanor ) 432-3117, it happens ) about rules! Bank account a Soft or hard Pull to mention in my original post that my utilization during app... Written by on 27 febrero, 2023.Posted in fd150 phone line not connected income as so! On software and accessibility are available at WebAIM.org rewards, the branch personnel would be of assistance! Letter seem like scams to me products site, at least a few before... Argument and a pleasant demeanor card to ship the author: Stephen Vanderpool is a attorney... ; ve established a solid repayment history, let us know in comments. Decision in 7 to 10 business days and application line in Cbt of search results by suggesting matches... Better to apply at a Chase business card, so here 's to i...
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